Trees are beautiful, as long as they remain where they should be --- at the yard, rooted in the ground. The moment trees get old, or during calamities where it gets hit by severe lightning or wind, trees can get dislodged and some of its partscould get dangerously unattached, like the limb or branches; and if the tree is big enough, these parts could accidentally land in your house's roof and that would be messy and costy.
How do we manage when situations like this one happen? Hoping that it won't, but just in case it does, when a tree falls on top of your roof, the first thing you have to do (aside from making sure that no one got hurt), is to contact your home insurance company and inquire if your house is covered or not. The first thing that would be asked by your insurance company is to identify the owner of the fallen tree. If it's your tree, then chances are, the conflicts would be a lot slimmer and your insurance can be claimed without much hassle. However, in cases when the tree belongs to your neighbor, it may mean more investigation before you can righfully get your roof repaired using the insurance claims.
Here's how most cases are resolved for instances like these,as per discussed by Better Business Bureau:
Did you ever wonder what would happen when your tree falls on your neighbor’s house during a wind storm? Who would be responsible? Will your homeowner’s insurance policy cover their damage? This would be considered an act of Mother Nature and is not covered unless it was caused by your negligence. This particular question is one that comes up often since we have so many hail and wind storms during this time of the year.
Aside from your insurance company, you can also ask for assistance from an expert roofing company to help you in estimating possible costs for the repair of damaged roofing systems due to a fallen tree.
Browse other blogs by keywords:
home repair roofing estimate roofing safety
Immediate Response!
