Facebook
Twitter
Roof Repair - Excellent Work!!!
Mar 16, 2012 by Vivian Weller business
Work was done in a timely manner and in a professional way. I would definitely use this company again.
Ice Dam Products
Roof Leak Repair Products
Tarps of All Sizes
Roof Attic Fans
Roof Skylights - Same day shipment
Roof Repair Insurance Claims | Water Damage Insurance Claims
|
April 27, 2011 by Roofer911 - 5 Comments |
 |
Did you like this? |
Disturbing News for Roof Repair Insurance Claims
This is very disturbing news for home owners intending to file home insurance claims for roof repair. You need to know about it before you make a claim. The fact is, the cost of your home insurance can drastically escalate or you could find yourself in the position where no one is willing to insure you, including your current company.
A little known fact about home insurance...
There are 2 primary databases insurance companies use to gather details regarding your history of insurance claims. They are similar to credit reporting agencies, but they list all activity in your past related to insurance claims and inquiries. These are the Comprehensive Loss Underwriting Exchange (CLUE) and A-Plus, owned by Insurance Services Office.
If you have ever been turned down for insurance, you’ll probably already know about these agencies. They report any home insurance claims you have ever made for property loss or damage. They also report any inquiries you made, even if they did not result in a claim. The data they collect is also related to your personal credit score.
How insurance companies determine your worthiness...
Here’s the rub. The perfect customer for an insurance company is a person that pays their bill on time and never makes a claim. Each time you successfully make a claim or even ask about it, it’s considered a black mark on your record. The more of these you have, the higher the risk for the insurance company. They really don’t want customers that are likely to file claims – this costs money.
More salt in the wound...
The terms “roof repair” or “water damage” are worse than cuss words to an insurance company because they can be very costly. If you have ever attempted to claim either of these, you are in big trouble with your insurance score. You may even be blackballed and discover you can’t get home insurance again. They’ll cut you off, no questions asked.
We can help...
Before you call your insurance company regarding water damage, call us in for a free roof inspection. If the roof repair is not much higher than your deductible we suggest you keep it off your record. Even if it’s higher, give us the opportunity to work with you. One of the most important goals with our customers is to keep your leaky roof costs to a minimum. Call us today – we’re at your service.
Did you find what you were looking for? Check out these other blogs for more roofing information:
Roofing Repair Tips - Roofer911.com
When researching roof repair companies, there are a few basics to keep in mind to make sure that you end up with a good one.
Emergency Roof Repair Tips - Roofer911.com
Hopefully you will never have to wait long for a roof repair company to show up at your house after reporting a leak, but sometimes it happens.
Don’t Wait until It’s Too Late to Do Roof Repair
Most leaks start around the flashings, skylights, and areas where gables intersect. Clogged gutters will force water back up and under where the eaves meet the rafters
My Roof Valley Is Leaking! - Roofer911.com
Roof valley leaks happen because the seam joints between the roof gables are no longer watertight or may have been installed improperly from the start.
Leaking Roof Vent Pipe - Roofer911.com
The trick to this kind of roof repair is to make sure the collar fits snugly on the pipe and the edges where it touches the shingles are well-sealed with roofing
How Do I Safely Install My Satellite Dish? - Roofer911.com
He will also know how to make sure that this new hole in your roof is adequately sealed so that you can praise the addition of your satellite dish. - Roofer911.com
Or browse other blogs by keywords:
Roof Repair Infrared Roof Inspection Insurance
5 Responses to "Roof Repair Insurance Claims | Water Damage Insurance Claims"
Droitwich Builders says:
July 2, 2011 at 4:10 AM
Great resource! Thanks for the guidelines you have shared, with these we will know our rights within the policy we claim and every rights that we have to the written documents we apply.
Dallas home improvement says:
December 6, 2011 at 4:29 AM
This is very informative for people will be able to learn what they must do in order for them not to be claiming immediately their insurance. Calling roof repair inspectors could help you out with this kind of problem for they have more knowledge about it.
Water damage claims says:
December 13, 2011 at 10:13 PM
Good post on insurance reporting - very informative and to the point. I must say that even though it's possible, you would have to have a heartless beast for an agent if they took the time to report an inquiry to CLUE. I will only report a proper claim. If any of my clients come to me asking questions, I leave it at that, a question...
Roofer911 says:
December 14, 2011 at 7:33 AM
It’s a shame all insurance agents are not like you, thank you so much for your input. Homeowners who are interested obtaining a copy of their C.L.U.E. report may write or call the following: C.L.U.E. Inc. Consumer Disclosure Center, P.O. Box 105295, Atlanta, Georgia 30348-5295, or call toll free 1-866-312-8076.
Metro Construction says:
February 23, 2012 at 11:07 AM
The claims process for roofing can be a bit like a maze. Nice job leading customers through it.
Speak Your Mind!
Tell us what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!