Roof Replacement and

Roof Repair Specialist

(703) 475-2446
READ OUR
CUSTOMER REVIEWS

Roofer911 on Facebook
Roofer911 on Google+
Roofer911 on Yelp
Roofer911 at Better Business Bureau
Roofer911 at Angie's List
Roofer911 at Angie's List
Request Estimate
Immediate Response!
Full Name:
Address:
City:
State:
Zip:
Phone:
Email:
Type of Service:
Customer Type:
Project Details:




We Proudly Accept
Testimonial
What People Say About Us
Roof Repair
Everything was great. After first talking to Steve he quickly sent the estimate with the pictures of the problem areas and he was extremely easy to work with. I would definately refer a friend or neighbor to roofer 911.
Dan Fisherbusiness
HERNDON, VA
October 18, 2009
Roofer911 - Northern VA
0.3

Best of the Best National Award


Blog Categories
Submit Your Blog

Attic

Black Mold

Cedar

Clay Tiles

Commercial Roofing

Flashing

Green Roof

Gutters

Ice Dam

Infrared

Insulation

Insurance

Metal Roofing

OSHA

Roof Cleaning

Roof Inspection

Roof Repair

Roof Replacement

Roof Ventilation

Roofers

Roofing Companies

Roofing Supplies

Siding

Skylights

Slate

Solar

Steel

Tile


Getting the Right Amount of Insurance Deductible

November 29, 2011 by - 2 Comments

Did you like this?

insurance deductibleAn insurance deductible is the amount you pay out of your own pocket when you submit a claim for roof repair or replacement. It used to be that people had low deductibles like $50 or $100 dollars that they had to pay while the insurance paid the rest. The big hurricanes increased the risk that the insurance companies will have to pay out on more claims that they originally planned, which threatened their bottom line. As a consequence, at least 11 companies left the Florida market in 2005.

Then the homeowner has to buy from smaller companies for a much higher price. Or, if they are still paying on their mortgage, the bank will see a lapse in insurance and put on their own insurance that is about 3 times more expensive. Other options the insurance companies take is to refuse to take your claim and black ball you even for calling to ask about a claim. Then your information is shared with other companies on CLUE, Comprehensive Loss Underwriter Exchange so others won’t take you on.

So if you can set aside more money for a higher deductible, that would be a perfect way to save and prevent you from losing your insurance. If you raise your deductible to $500 or $1000 dollars, then your monthly premiums will go down. Ask about bundling options, putting auto and home insurance together for savings. Pay your monthly insurance savings into a insurance deductible savings account, you can see it pay off.





Browse other blogs by keywords:

Insurance     Roof Repair     Roof Replacement     



Comments

2 Responses to "Getting the Right Amount of Insurance Deductible"

Kanata Roofing says:
December 3, 2011 at 9:07 PM


About six months ago we had a wind storm and some of the houses lost half of the shingles. Repair costs were over a thousand dollars but because the homeowner had a $1000.00 deductible on their policy it was not a win win situation for them.

Roofer911 says:
December 4, 2011 at 6:23 PM


Having a $1,000.00 deductible nowadays is considering best, you only want a file a claim when the cost of the repairs or a new roof is much higher than your deductible. Please read how insurance companies now protect themselves from homeowners who file multiple claims: https://www.privacyrights.org/fs/fs26-CLUE.htm


Speak Your Mind!

Tell us what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!

Name:*
Email:*
(We will not share or publish your email address)
Website:  
Comments:*
Security Code:*  (Enter the code in the image below)
Request Estimate
Immediate Response!
Full Name:
Address:
City:
State:
Zip:
Phone:
Email:
Type of Service:
Customer Type:
Project Details:




We Proudly Accept
Testimonial
What People Say About Us
Roof Repair, Infrared
With infrared scans and HD photos, Roofer911 completely put our mind to ease. We had other roofers who always seemed to disappoint--slow to respond, don't follow through on their promises, etc. Then a neighbor recommended Roofer911. Steven and his team are different than everyone else. Steven showed up when he said he would, conducted his assessment in a professional and courteous manner, explained everything he found, and sent a detailed write-up and estimate within an hour. The work was performed expertly by a trained and courteous crew who finished the job and walked through exactly what work they performed, again with detailed HD pictures to show before, during, & after. I will never use another roofer and highly recommend Roofer911 to anyone with roof repair needs.
Douglas Hamiltonbusiness
Centreville, VA
February 18, 2013
Roofer911 - Northern VA
0.3


Blog Categories
Submit Your Blog

Attic

Black Mold

Cedar

Clay Tiles

Commercial Roofing

Flashing

Green Roof

Gutters

Ice Dam

Infrared

Insulation

Insurance

Metal Roofing

OSHA

Roof Cleaning

Roof Inspection

Roof Repair

Roof Replacement

Roof Ventilation

Roofers

Roofing Companies

Roofing Supplies

Siding

Skylights

Slate

Solar

Steel

Tile



FacebookTwitterLinkedInYouTube
Copyright, © 2018 Roofer911.com. All Rights Reserved